Take a look at our FAQs; we might have the answer to your question right now. If there is anything else you would like to know about our car loans, contact us on 1800 CAR LOAN (1800 227 562) or complete our online enquiry form and we will contact you within 30 minutes, between 8:30am and 5:00pm Monday to Friday.
We are your one-stop-shop for car finance! We’ve financed over 60,000 happy customers all around Australia. We’re known for considering everybody even if they are an ex-bankrupt, have bad or no credit history, are unemployed, self-employed, a pensioner or sole parent.
Interest and payments vary depending on the finance product identified as best suiting your circumstance. Apply now! Making an application is the best way to find out which product is most suitable for you.
Applying for a car with finance with us is simple and speedy. You can apply online now or over the phone. You just need to be 18 years or over and an Australian resident. Because you are applying for car finance you also need a Drivers Licence. If you do not have one or it is currently suspended, that is ok; just add a second applicant who does.
The more information you provide in your application, the quicker we can assess your application.
That’s ok, we are the experts in second chance finance. We consider everyone! Apply now, even if you are an ex-bankrupt, have bad or no credit history, are unemployed, self-employed, a pensioner or sole parent. Making an application is the best way to find out which product is most suitable for you.
All of the paperwork you need is provided in our document checklist.
Yes, because we need to verify information about you, such as your employment and residency. We recommend you let your employer and/or landlord know that we might contact them.
Applying for finance is free! Only once you enter into an agreement with Motor Finance Wizard will you be required to make payments. Your payments are outlined in the repayment schedule attached to your contract. The amount and frequency depends on the type of car and finance, your initial payment and your current financial circumstance.
Our car loan allows you to own your car under finance right away. You have a registered interest in the car as soon as you enter into the loan agreement. You make regular payments for the term of your loan based on a simple principal and interest payment schedule. Learn more about our car loans.
Yes, you own the car right away! You have a registered interest in the car as soon as you enter into the loan agreement.
Yes, you can sell or trade the car, but you must have our consent and be provided clear title from the finance company and have settled your finance obligations under the contract.
Yes, you can end the loan early, but you must have our consent and have settled your finance obligations under the contract.
No, you are responsible for insuring the car. If the car is not insured and something happens to it, you will have to pay for all costs and repairs.
Yes, you can make advance payments of any amount at any time via direct internet transfer, BPAY, credit card or into our account at any Commonwealth Bank branch. A full list of payment options can be found here.
It’s all good. We understand that life does not always go according to plan and financial circumstances change. If you fall on hard times and find it difficult to meet the financial obligations you can apply for financial hardship. Contact our MFW Customer Solutions Department on 1300 851 119 if your financial circumstance changes. We are here to assist you with your concerns and ensure your payment plan suits your current circumstance.
Yes! You can get the car back by contacting our Customer Solutions Department on 1300 851 119 and pay the outstanding arrears plus any costs relating to the repossession.
Contact our MFW Customer Solutions Department on 1300 851 119 if you cannot afford to pay the amount outstanding and/or any fees incurred from the repossession. We are here to assist you with your concerns and ensure your payment plan suits your circumstance.
Contact our MFW Customer Solutions Department on 1300 851 119 if your contact details change.
Just keep your payments up-to-date and service the car as per the service schedule outlined in the warranty and service booklet provided in your customer care pack. *
Yes, regular servicing will keep your car in ship shape and ensure the warranty remains valid. *
You pay for all day-to-day expenses (ie., fuel, registration, insurance, servicing, tyre replacement, battery, light bulbs, cleaning and all other general wear and tear expenses).
If ignored, a small issue today could turn into something serious tomorrow. Contact our warranty division on 1300 305 988 as soon as you become aware of any mechanical problems. *
Yes, but the mechanic must agree to our payment terms and provide a quote in line with industry standard pricing for the repairs.
Contact our MFW Customer Solutions Department, on 1300 851 119 and provide the details of the accident, including the date and time the accident occurred, who was involved, whose fault the accident was, and if the police were involved. You will need to continue your weekly payments until the insurer covers the cost to repair the car. If you have any concerns about the length of time your car is off the road, contact MFW Customer Solutions Department as soon as possible.
Your application is preliminarily assessed for suitability based on credit criteria provided by the broker. If you are successful you will be contacted by one of our representatives who will discuss the broker process with you. The broker will assist you in matching you with a suitable product.
You discuss any problems with the finance with the lender.
You discuss any problems with the car with the dealer.
You will need to discuss this with the lender or seller.
It depends on who you purchase the car from. You will need to discuss this with the lender or seller. *